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WAEMU takes a decisive step forward with payment interoperability

Auteur: Aicha Fall

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L’UEMOA franchit une étape décisive, avec l’interopérabilité des paiements

The BCEAO has formalized the launch of interoperability in the community space, opening a new era for financial transactions. Banks, fintechs, and mobile money operators are now connected, allowing users to seamlessly transfer money from a bank account to an electronic wallet or from one operator to another.

This breakthrough is profoundly transforming the daily lives of citizens and businesses. It reduces the barriers between financial systems that previously hampered the growth of digital payments. By making transfers simpler and less expensive, it should foster the growth of digital financial services and ease the burden of fees on millions of users, particularly in rural areas where mobile money plays a central role.

Beyond convenience, a quiet revolution is taking shape. Interoperability paves the way for a more competitive market, encourages players to innovate, and strengthens operational security. It also places WAEMU in the global movement toward greater financial integration, while bringing the regional economy closer to international standards.

This reform illustrates the monetary authorities' desire to build a more modern and equitable system, where access to financial services becomes an effective right and not a privilege. It thus outlines the contours of a more fluid West African finance system that is closer to the social and economic realities of the population.

Auteur: Aicha Fall
Publié le: Lundi 29 Septembre 2025

Commentaires (2)

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    apr à vie il y a 1 jour

    quand la bceao concurrence certaines fintech. cette interoperabilité va tuer bcp de fintech agregateurs; exemple le produit change d intech n aura plus sa valeur ajoutée avec cette plateforme d interoperabilié.wa sossstef si plateforme bi lagnou beugueu profito pour factuerer les 0,5% de taxe sur les transferts mobile avec la complicité de la bceao; la preuve lors du lancement il y aura le ministre des finance.faut pas s etonner que diomaye promulge la loi apres le lancement de cette plateforme

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    Ngor il y a 1 jour

    Moi des la promulgation je retourne au cash...
    Je refuse de payer des gens qui ont des caisses noires de 11 et 9 milliards

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    Ngor ne lit pas il y a 1 jour

    heu, tu sais que la BCEAO offre ce service gratuitement ?

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